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If you, or someone you know, might be eligible for Senior Partners Care, CALL US in Duluth at 218-727-0207

The Medicare Gap

Today's skyrocketing health care costs may make it difficult for you to obtain the health care you need. If Medicare is your only insurance, you find that its payment does not fully cover the cost of many services. If you are not eligible for Medical Assistance and you can't afford the cost of supplemental insurance, you need. Where do you turn to bridge the gap between Medicare's payment and your medical bill.

The Bridge

Senior Partners Care, a joint program of local providers and the Minnesota Citizens Federation -Northeast, can bridge that gap for eligible people. Seniors Partners Care is designed to provide affordable healthcare to eligible people from participating providers. Senior Partners Care is a community service, NOT an insurance policy, and charges no monthly premium. A low annual administrative fee and membership in the Minnesota Citizens Federation -Northeast are required.

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Senior Partners Care

How Senior Partners Care Works

Most participating physicians, hospitals, and other providers basically agree to accept the Medicare payment as payment full in full for Medicare covered services. The health care provider voluntarily agrees to waive most deductibles, charges and co-payments in order to better serve the needs of the community.

Who Is Eligible

To be eligible for Senior Partners Care
YOU MUST:
  • Reside in Northeast Minnesota or Northwest Wisconsin
  • Be enrolled in Medicare Part A and Part B (65 and up, or disabled)
  • Have annual income of less than 200% of the federal poverty guideline. ($19,140/single, $25,660/couple in 2005)
  • Meet asset guidelines of $38,700 (one home and one car are exempt)
  • Pay annual dues of $15 plus annual program fee of $25.
YOU CANNOT:
  • Be currently enrolled in an HMO.
  • Be receiving Medical Assistance, unless you have a "spend-down."

How To Apply or Find out More

To apply for Senior Partners Care, contact the Minnesota Citizens Federation -Northeast office in Duluth (218-727-0207), or write or drop-in, 2110 W. First St. #102, Duluth, MN 55806.

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